Re: Replacement:Re(2): eForesee malta-ict: Scenarios for Malta in ICT

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  • Subject: Re: Replacement:Re(2): eForesee malta-ict: Scenarios for Malta in ICT
  • From: "Sinclair Calleja"
  • Date: Thu, 29 Aug 2002 20:33:00 +0200

Hi Melvin,
I don't quite agree with the way you argued about graduates not being able
to enter the business arena. You mentioned many things: loan for a car, a
house, getting married etc. But aren't these all excuses after all? Building
up capital involves saving, and if this means not spending money for buying
a car, postponing your marriage a couple of years, or even not spending a
lot of money on entertainment, then so shall be. I believe that if someone
isn't able to make such sacrifices now, then he won't really make a good
enterpreneur, since this involves a lot of very hard work, and such
sacrifices are peanuts compared to the sacrifices you have to do when
running a business!
Anyway this is out of point, but I couldn't help not commenting on this. The
things mentioned are not a problem just in Malta. How about abroad, where
you pay for your studies, usually through a loan from the bank, which then
you have to pay after you graduate? And still they manage to startup. So
let's just admit that most Maltese youths don't really want to think about
tomorrow and about investing in their future.
You guys have an interesting discussion going on! Keep up the good work.
Best regards to all,
Mr Sinclair Calleja, B.Sc. (Hons) I.T.
----- Original Message -----
Sent: Thursday, August 29, 2002 9:02 AM
Subject: RE: Replacement:Re(2): eForesee malta-ict: Scenarios for Malta in
> Though I think we are deviating a lot from scenario buiding and
> concentrating our discussions on entrepreneurship, let me give this
> as a fresh graduate. When you point your fingers at graduates (and this
> also applies to all the other students like technical etc, who have
> accomplished some sort of certification for their studies) you are
> forgetting one crucial thing - the macro/micro economic aspect. The
> graduate/student does not live in a vacuum. Let us take for example a
> graduate at University. Obviously there would be exceptions but the
> Marginal Propensity to Save (MPS), that is how much he is willing to save
> compared to how much he will spend is very very low. he lifestyle is that
> when you are young you tend to spend a lot more than you save. And this
> does not mean that a student is irresponsible. Everyone knows that going
> out during the weekend youths tend to spend a lot. Moreover after a look
> round the campus one would notice the average cars prked there are brand
> and these on average would cost Lm 6000 and even more, so the student
> backed up by a well off family embarks on a loan for a car, be it new or
> second hand. Thus the share of savings is even more diminshed. I am sure
> that if you go around you would see a couple of expensive mobiles, some
> laptops, but these are expenses which I would not take into consideration
> these tend to be cheaper as technolgy advances, etc.
> Now an average course at university is of 5 years duration and also the
> average university student has a girlfriend/boyfriend. Now after an
> observation you would notice that university students would marry just 2
> 3 years after graduating. Thus here we have another major loan for a
> being undertaken which reality as it stands the cheapest property you
> buy is around Lm 40,000 which you need to refurbish or else start from
> scratch because it is shell form. And here I am being very conservative
> the cost of property. Now everybody knows that the first job of a
> with a normal first degree now, (let alone those who have lower
> qualifications)is not tha much well paid. And for loans to be granted you
> need to have some sort of security. Thus the average student has only his
> salary as his only security.
> Thus at a tender age of around 25-26 years old a student would have a car
> and a house loan, concluding with the fact that only the very few, can
> embark on an entrepreneurial venture. Thus from my simple observation
> those students who are backed up by a well off family have the ability to
> start up a business, and adding my personal opinion on that I think that
> only a few amongst of these, those who are not risk averse, those who most
> probably have got their parents already in business have a higher
> probability of starting a new venture. And when the parents are already
> business the probability is that the students would be enganged in their
> family businesses.
> All of the above are simple observations and not backed up by official
> scientific studies. Hence I stand to be corrected but this is the reality
> friends inculding myself have to face.
> Thus as things stay today the average Maltese university student is not at
> all an entrepreneur. One basic characteristic of a successful
> is that he has to be credible in everything he does, from the conception
> the idea right through the selling of the actual product/service, and
> moreover repeat business!! And credibilty needs time to be built up.
> Thus the scenarios that the group has to come up with would tak for
> normal social changes like for example students living on campus/in
> University whereabouts, but would me more difficult to imgine technical
> institutions offering accomodation as well, in both case , space and money
> are a big constraint, due to the size of Malta. Students changing their
> lifestyle completely, and moreover students being thought entrepreneurial
> skills from their early stages in education. We could follow ideas like
> Scoops, Young Enterprise etc. with the difference of integrating ICT
> (software application) from early stages in schools, like for example
> applying word to generate and keep records of documents, using excel for
> simple income and expenidture accounts. This could be part of the
> development of the new curriculum, we are born traders, remember what we
> used to do when we collected the Panini stickers, we exchange for example
> badge with two players, we already put value to things we possess. What
> have to work upon is instill a sense a creativity in students to come up
> with new innovative ideas. Students must have a tiny share in determining
> their future, perhaps with a little bit of fun. They would learn to
> something and at the same time be responsible for it. This has to be an
> integrative part of the curriculum.
> We do not have to teach students how to use a computer but rather applying
> computer (software/hardware) to invent something/manage a micro
> business/venture.
> Reality is that already now a five year old would know how to switch on a
> computer play some sort of game, know how to use mouse, keyboard and even
> printer, let alone what willhappen when he/she is in their early teens.
> To conclude my point every scenario must not be thought of a single stand
> alone thing (like for example ICT/Education is if they are in a vacumm)
> of imperative importance changes to the general Micro/Macro Economic
> siutations, Political, Economic., Social, Technolgy, Environment and Legal
> issues must be taken on board. Also taking into account events which for
> their extraordianry nature cannot be predicted.
> Melvin
> -----Original Message-----
> From: [email protected]
> [ Behalf Of Ray Muscat
> Sent: 28 August 2002 13:35
> To: [email protected]
> Subject: RE: Replacement:Re(2): eForesee malta-ict: Scenarios for Malta
> in ICT
> Paul,
> Although I agree with the spirit of your comment, I think that we
> generalise. Today, a fresh graduate could have access to funds. For
> instance, we have two schemes for KBIC tenants: a)Seed Capital, offered as
> redeemable preferential shares, up to a capping of Lm15,000 and to be used
> as a form financing to bridge the concept stage to the business planning
> stage. Such funds could also be used for working capital (including wage);
> Bank Loan Guarantee, offered as collateral to the banks instead of the
> entrepreneur's and is designed to assist in the business plan
> implementation. This is capped at Lm40,000 and likewise, could partly be
> used for working capital; c) There are other financial tools that are
> currently being designed as part of the Technology Venture Fund.
> With regards to networks; well yes, these need to be built gradually - but
> again, they are assisted with local and foreign networking. We do caution
> them and assist them about the likely possibility that their ideas are
> duplicated and we do assist them with IPR issues. However, this is the
> intrinsic risk of business and as you pointed out it happens everywhere.
> On the other hand, buyouts do not worry me (as long these are undertaken
> diligently) as long as the entrepreneur cashes in a return on his invested
> time, efforts and money. If the person is creative enough and a true
> entrepreneur, he/she could always kick-off with another idea.
> Ray
> -----Original Message-----
> From: Galea Paul at MITTS []
> Sent: 28 August 2002 12:40
> To: [email protected]
> Subject: Re:Replacement:Re(2): eForesee malta-ict: Scenarios for Malta in
> I think you are all forgeting the Malta Reality. There is simply NO WAY
> a
> fresh graduate (without money and the right connections) can succeed.
> Malta's micro economy is such that as soon as a new enterpraneur enters
> scene with an innovative idea, the BIG FIVE companies in malta duplicate
> effort and / or buy him out. This is happening through out the world as
> massive
> corporations buy smaller (and sometimes not so small) companies to create
> monster companies of such proportions that it in unconceivable to
> governments
> to think of a world without them. (Microsoft, IBM, Nestle, Siemens, SAP,
> so
> on)
> Unfortunately I do not have the answer to these problems unless we go back
> to
> our origins (in Malta's case these origins are still around in some
> and
> start with our children in anticipation of the future.
> I think that foresee should be revolutionary by nature and that unless we
> propose innovative ideas, we should all pack and go home.
> The educational systems around the world are producing heartless and
> emotionless robots which prefer hiding behind a machine for interpersonal
> relationships to meeting people in person. This is creating a world where
> is
> implemented all around us to keep the economy wheel turning and to fill
> coffins of the Corporation around us.
> What ICT and the internet are offering everyone, is the opportunity to be
> part
> of something which is much greater than the sum of its counterparts.
> Malta, altough of limited size, has great things to offer and one of this
> our immense and diverse History and culture.
> Something new which could increase our dimension internationally is the
> creation of an ON-LINE visit to some (if not all) of our historical sites.
> Visitors could be led through a virtual walkthrough of our unique sites
> our Hypogeum,Hagar Qim or the Imnajdra temples) and people who would then
> interested in seeing the place in person, could be invited over to our
> country
> to do so.
> I think that this is what eforesee is about and this is what we should be
> proposing.
> regards
> paul
> Galea Paul at MITTS (22/08/02 15:44):
> >
> >I think that considering that Malta was a late entry in the Global IT
> secto,
> >our achievements in the last decade by far exceeds our expectations.
> >Keeping this in mind, I think that we could use the experience gained in
> this
> >"FRESH START" approach that Malta had in the 1990's and offer our help to
> those
> >countries (especially in the north african region) who are still
> to
> >set up their IT infrastructure ans IS capabilities.
> >
> >Also, this could also lead to Malta being a hub in the provision of
> services
> >(ISP, ASP, NSP, and so on), especially providing Software as a service or
> >Application Service Provision (ASP).
> >Another area which we could benefit from is the provision of remote
> >administrastion/support/maintenance/helpdesk services.
> >
> >All this can only happend if Malta's Internet bandwith problem is solved.
> >A lot of people in Malta are speaking about on-line services being made
> >available but unless our international bandwith is adequately
> none
> >of these services will materialise at an international level.
> >
> >One of the worlds' greates deficiencies nowadays is the non-availibility
> >SOFTWARE DEVELOPERS. The educational systems around the world (and in
> >particular those of small countries like ourselves) seem to lack the
> ability to
> >produce people with very good software skills. I see this from 11 years
> >experience at MSU/ MITTS Ltd. where I have mentored a number of students
> from a
> >number of academic backgrounds (University, Technical Institute, Junior
> >Collegge, ..). The biggest problem (Juan hit the nail on the head with
> >coments on this) is that not enough emphasis is place on the teaching of
> soft
> >skills. (and these include softWARE skills)
> >The current educational system ( I am sure that most of you have gone
> through
> >University, passing exams and not remembering what the subjects were
> >after a couple of days) only deems people as being successfull, if they
> pass
> >exams and in the particular area of software, this is a great fallacy.
> Another
> >problem with software is that it is very difficult to teach software if
> are
> >not a software developer yourself. As such, I feel that the we need more
> the
> >Hand-on approach that juan mentioned.
> >I feel that there is a high concentration of software developers in Malta
> >already, but with a bit of investment and foresight, we could have more
> >these on the island and start exporting our software skills and services
> more.
> >
> >Regards
> >
> >Paul Galea
> >Consultant
> >Strategy and Architecture Department
> >Central Information Management Unit
> >
> >
> >Jennifer Cassingena Harper (22/08/02 12:21):
> >>Leonard,
> >>
> >>many thanks,
> >>
> >>Jennifer
> >> ----- Original Message -----
> >> From: Leonard Bezzina
> >> To: [email protected]
> >> Sent: Thursday, August 22, 2002 1:18 PM
> >> Subject: Re: eForesee malta-ict: Scenarios for Malta in ICT
> >>
> >>
> >> Dear Jennifer,
> >> I would like to suggest the following scenario:
> >>
> >> Malta would become a centre of excellence in ICT in education
> and
> >theory). This implies a situation where all teachers are making the best
> >possible use of ICT in order to enhance teaching and learning in all
> of
> >the curriculum and at all levels of our education system (primary,
> secondary,
> >post-secondary and tertiary). This vision includes making most of the
> >communication capabilities of current and future technology in order to
> promote
> >learning at a distance and at all times of the day (e-learning) and at
> >facilitating communication between parents/guardians and the school. It
> also
> >implies a situation where Malta develops innovative ways of making use of
> >in our classrooms. Once such a vision is in place we can become a
> Mediteranean
> >centre of excellence in teacher education in this area. We can then offer
> >appropriate University level courses mainly through distance learning.
> >>
> >>
> >> Leonard Bezzina
> >>
> >> Jennifer Cassingena Harper wrote:
> >>
> >> Dear Colleagues, We would like to initiate an on-line discussion on
> >alternative futures for Malta in ICT. We would like you to send us up to
> ten
> >different scenario themes for Malta in ICT. These can be scenario themes
> >focused on:
> >> a.. specific niche areas (e.g. Malta as an e-learning hub)
> >> b.. or ICT-enabled initiatives (e.g. on-line gambling)
> >> c.. or telecomms-related initiatives
> >> d.. or any other ideas in general !!
> >> Ideally, this exercise should not involve too much time - maximum
> >minutes - just jot down what comes immediately to mind. So send us your
> >feedback if possible by Thursday 22 August.Looking forward to hearing
> you,
> >Jennifer
> >> ___________Dr. Jennifer
> >Harper
> >> Head, Policy Unit,
> >> Malta Council for Science and Technology
> >> Villa Bighi, Bighi, Kalkara CSP 11, Malta
> >> email: [email protected] http://www.mcst.org.mt
> >> direct dial-in: +356 23602125
> >> tel. +356 21 660340 (fax) +356 21 660341
> >> ___________
> >>
> >>
> >> +++++++++++++++
> >>
> >> Dr Leonard Bezzina
> >> Department of Mathematics, Science and Technical Education
> >> Faculty of Education
> >> University of Malta
> >> Msida MSD 06
> >> Malta
> >>
> >> E-mail address: [email protected]
> >> Telephone number: 3290 2404
> >>
> >> +++++++++++++++
> >>
> >>
> >>
> >
> >---------------------------------------------------------------------
> >sender : "Galea Paul at MITTS"
> >---------------------------------------------------------------------
> >This is the malta-ict mailing list of the EU financed eFORESEE
> >project on regional foresight. Please go to the project website
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> ---------------------------------------------------------------------
> sender : "Galea Paul at MITTS"
> ---------------------------------------------------------------------
> This is the malta-ict mailing list of the EU financed eFORESEE
> project on regional foresight. Please go to the project website
> at http://eforesee.info to subscribe, unsubscribe or update
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> ---------------------------------------------------------------------
> ---------------------------------------------------------------------
> sender : "Ray Muscat"
> ---------------------------------------------------------------------
> This is the malta-ict mailing list of the EU financed eFORESEE
> project on regional foresight. Please go to the project website
> at http://eforesee.info to subscribe, unsubscribe or update
> your profile. Feel free to forward this message to colleagues or
> friends interested in any foresight related activities.
> ---------------------------------------------------------------------
sender : "Sinclair Calleja"
This is the malta-ict mailing list of the EU financed eFORESEE
project on regional foresight. Please go to the project website
at http://eforesee.info to subscribe, unsubscribe or update
your profile. Feel free to forward this message to colleagues or
friends interested in any foresight related activities.

  • References:
    • RE: Replacement:Re(2): eForesee malta-ict: Scenarios for Malta in ICT
      • From: melvin.pellicano

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